Golden State Credit Consulting
Elite credit consulting for those who demand excellence. We legally remove negative items, optimize your FICO score, and pave the way for your financial legacy.
About The Firm
Your Partner in Credit Restoration
At Golden State Credit Consulting, we understand that your credit score is more than just a number—it's the key to your family's home, your business's capital, and your financial peace of mind.
Unlike automated repair mills, we offer a white-glove, forensic approach to credit restoration. We meticulously audit your reports for inaccuracies, aggressively challenge verified errors, and provide strategic counseling to maximize your score in record time.
- Certified Consulting Professionals
- Personalized Strategy for Every Client
- 100% Confidential & Secure Data Handling
Our Expertise
Comprehensive Financial Solutions
Credit Repair
Strategic disputing of inaccuracy, unverifiable late payments, collections, bankruptcies, and charge-offs.
Score Analysis
Deep-dive technical analysis of your 3-bureau report to identify hidden score suppressors and rapid boost opportunities.
Debt Negotiation
Expert intermediary services to settle outstanding debts for fractions of the cost, ensuring "Paid in Full" or deletion.
Credit Consulting
Long-term planning to build a robust credit profile for mortgage approval, business funding, or premium auto leases.
How It Works
The Path to Restoration
Evaluation
We import your credit reports, audit every line item, and identify every actionable error harming your score.
Strategy & Attack
Our team crafts custom legal dispute letters and challenges creditors and bureaus to verify the accuracy of negative data.
Restoration & Results
As negative items are removed and your score climbs, we provide ongoing advice to optimize your profile for funding.
Success Stories
Real Results for Real People
"I was denied for a mortgage 3 times. GS Credit Consulting team removed 2 collections and 4 late payments in just 45 days. I closed on my dream home last month. Unbelievable."
Michael R.
Business Owner, CA
"My credit was a mess after a divorce. Golden State Credit Consulting handled everything with such professionalism. They didn't just fix my credit; they educated me."
Sarah J.
Nurse, CA
"Score went from 580 to 740 in four months. I qualified for a business loan with a 6% interest rate. The investment in their service paid for itself 10x over."
David C.
Entrepreneur, CA
Request Your Free Assessment
Ready to reclaim your financial freedom? Fill out the form below. Our team is selective, working only with clients we can truly help.